Secure between $10,000 to $250,000 in flexible working capital through Valued Merchant Services. VMS does not make you wait weeks or jump through the hoops of traditional bank lending. Instead, VMS has revenue-based models evaluate your real-world cash flow parameters to fund your business in as little as 24–48 hours.
Why Local Businesses Choose Revenue-Based Funding:
✓ Zero Collateral Required: Secure the capital your business needs without risking your hard-earned personal or business assets.
✓ Flexible Remittance Structure: Remittances adjust dynamically with your monthly credit card processing or deposit volumes—if business slows down, your remittances scale back proportionally.
✓ Soft Credit Check Only: The underwriting desk relies on a soft credit pull that completely preserves your personal and business credit scoring profiles.
📋 Business Loan Underwriting Requirements
Please ensure baseline parameters match before starting:
1. Time in Business: Minimum of 1 year of active business required.
2. Monthly Revenue: $10,000+ minimum in 4 consistent months of cash deposits or processing.
3. Bank Account Status: Active Business Checking Account required. Personal accounts are not accepted.
4. Credit Scoring: No strict minimum FICO score requirements. Soft credit pull check only.